<%@ page language="java" contentType="text/html; charset=ISO-8859-1"
	pageEncoding="ISO-8859-1"%>
<!DOCTYPE html>
<html>
<head>
<meta http-equiv="Content-Type" content="text/html; charset=ISO-8859-1">
<title>Terms of use</title>
<%@ include file="/views/layout/commonref.jsp"%>
</head>
<body>
	<div id="root">
		<div id="banner">
			<%@ include file="/views/layout/banner.jsp"%>
		</div>
		<div id="body-container">
			<div id="left-panel">
				<%@ include file="/views/layout/left-panel.jsp"%>
			</div>
			<div id="body-panel">
				<%@ include file="/views/layout/body-panel.jsp"%>
			</div>
			<div id="right-panel">
				<%@ include file="/views/layout/right-panel.jsp"%>
			</div>
		</div>
	</div>
</body>
</html>